About Us

The Right Mortgage Co. was formed in April 2001 and we take pride in treating you with the professionalism and respect that you should expect from a Mortgage Broker.

We aim to go that extra mile for you so that you will re-use us again when the need arises and also refer your friends and family to us.

Our philosophy as a company is to ensure that we are there to help you all the way from start to finish on your mortgage application from initial offer to completion and that you always deal with the same person through out this process with us.

This allows peace of mind for both you, knowing that you have a point of contact at all times and us, in ensuring that you are kept up to date and informed as to which stage your application is at.

Common Questions.

Who are The Right Mortgage Co.?
The Right Mortgage Co. are a ‘Whole of Market’ mortgage broker, directly authorised under the Financial Services Authority.

How can The Right Mortgage Co. offer me a mortgage when other lenders won’t?
The Right Mortgage Co. is a ‘Whole of Market’ mortgage brokerage which gives us wider scope with the benefit to you being that we can source from a range of lenders and products to find the must suitable product to meet your needs

Why should I choose The Right Mortgage Co.?
The Right Mortgage Co. is Directly Authorised by the Financial Services Authority so you can be confident that you’re dealing with a reputable, regulated company.

What details will I need to provide?
In order for us to be able to find the best mortgage to suit your individual circumstances we will need to ask you some questions that relate to your Personal, Employment and credit information and what type of product you are looking for, you can do this by filling in our on line enquiry form or by asking for a call back or calling us.

From start to finish how long is this going to take?
The Right Mortgage Co. aims to complete a new mortgage for you and get you in your new home within six to eight weeks and for a remortgage application within six weeks. Very few cases will take more than these times.

How much can I borrow?
This is dependant on your individual circumstances, some lenders we have used now used affordability calculators rather than income multiples so the best thing is to contact us and let us find out for you.

Are there any penalties if I repay my mortgage early?
Depending on the mortgage or remortgage product you choose, there could be penalties if you choose to repay your mortgage early. However, The Right Mortgage Co. will ensure that any such penalties are highlighted to you before your application is completed, and before you’ve paid any fees.

Will any information I enter on this site affect my credit rating?
Getting a quote from The Right Mortgage Co. won’t affect your credit rating, and no searches will be undertaken for the purposes of providing an initial quote. We will use our mortgage database to match your requirements and then speak to you about these before we approach the lender on your behalf.

However, if you decide to go ahead with applying for a mortgage or remortgage with The Right Mortgage Co. a credit search will be (in the majority of cases) actioned and this will be recorded on your credit files.

Treating Customers Fairly Policy
Treating Customers Fairly (TCF) is an initiative that seeks to ensure the fair treatment of customers throughout the full sales cycle by creating a customer driven culture. This will ensure that customer’s needs are put first increasing their confidence in the Financial Services Industry.

Specifically TCF aims to:

• Help customers fully understand the features, benefits risks and costs of the financial products they buy 
• Ensure the sale of suitable products by making certain customers receive suitable advice which takes account of their circumstances
• Ensure customers are sold products that meet their needs and are targeted accordingly
• Ensure that marketing material is appropriate and easy to understand
• Ensure customers receive clear information and are kept suitably informed before, during and after the point of sale
• Ensure that customers do not face unreasonable barriers if they want to switch product, submit a claim or make a complaint
• Ensure that fairness is embedded and part of our corporate culture.

Here at The Right Mortgage Co.  treating customers fairly is our primary aim. The Financial Services Authority’s (FSA’s) initiative on TCF aligns with our aspirations and we are constantly striving to improve the  service we deliver to our customers. The partners at The Right Mortgage Company are committed to ensuring that the FSA principle of TCF is applied in all areas of our day to day business activities.

So where do you come in? You are the most important factor for our business, we would like to know whether your experience lives up to these high standards.

 

For a free, no obligation quote please select one of the following:

- Apply Online
- Request a Call Back
- Email Us
- Call Us